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Transfer High-Interest Balances for as low as 0% APR* This Summer · Credit Cards · No Closing Costs* and Locked-In Rates for on HELOCs · Personal Loans · Refer. Personal (signature) Loan · A fixed-rate currently as low as % APR1. See all rates · Amounts up to $50, · Terms of 36, 48, and 60 months · No collateral. PenFed is a solid option for borrowers with good credit who want a wide range of loan amounts and flexible repayment terms. PenFed Credit Union has one of the lowest personal loan APRs we found, making it among the most affordable credit unions for a loan. There's also no. You can take out a PenFed loan over 5, 8, 12, or 15 years. These options are pretty low compared to other loan providers, who may offer repayment terms of up to.
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